Updated: March 20, 2014 at 6:07 PM

Scotiabank Mortages

Friendly, convenient and you can make prepayments anytime

Verdict: Recommended

Categories: Mortgage Broker/lender

Tags:

Updated: March 20, 2014 at 6:07 PM

Advent Mortgages

Gives low rates

http://www.adventmortgage.ca/index.php/rates

139 Fitzgerald Ave, Unionville, Ontario
L3R 1R5

Verdict: Recommended

Categories: Mortgage Broker/lender

Tags:

Updated: March 20, 2014 at 6:06 PM

ManuLife

Been known to NOT honour claims especially large out of country medical bills

http://www.manulife.ca

Verdict: Not Recommended

Categories: Insurance

Tags:

Updated: March 20, 2014 at 6:04 PM

Canadian Tire Roadside Assistance

Given the perks of a free oil change and 4 additional ones for $20, every year, this service is saves you more than CAA.

However, they're representatives are not as friendly. The free oil change and the 4 discounted oil change also has a catch. There are additional hidden fees like disposable fees and environmental fee. So it ends up being $10 more than the actual price. Even the free oil change will cost you $10. One more thing to note is that their cashiers are not fully trained to give you this discount. So sometimes they mess up and not charge all those fees. Other times, they make you wait and waste your time because they are too busy figuring out how to charge you.

Overall, these minor hiccups does not impact the fact that they still provide the service as promised for a lower price.

http://roadsideassistance.canadiantire.ca/en/

Verdict: Recommended

Categories: Roadside assistance

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Updated: March 20, 2014 at 5:46 PM

Co-operators

Can be difficult in making claims

http://www.cooperators.ca/en/Insurance.aspx

Verdict: Not Recommended

Categories: Insurance

Tags:

Updated: March 20, 2014 at 5:41 PM

Belair Direct

One of the cheaper prices of the large insurance firms
http://www.belairdirect.com/

Verdict: Recommended

Categories: Insurance

Tags:

Updated: March 20, 2014 at 5:30 PM

Valueland

Gives low rates

http://valueland.ca/english/index.html

2002- 7800 Woodbine Avenue, Markham, Ontario
L3R 2N7

Verdict: Recommended

Categories: Mortgage Broker/lender

Tags:

Updated: March 20, 2014 at 5:09 PM

ING Direct Mortgages

The option to make a prepayment can only occur during the payment date. Other lenders allow you to pay any time. Having to wait a month to make a prepayment is very costly.

http://www.ingdirect.ca/en/mortgages/index.html

Verdict: Not Recommended

Categories: Mortgage Broker/lender

Tags:

Updated: March 20, 2014 at 4:52 PM

CAA

Friendly and helpful, but when I wanted to cancel, they demanded I send them and email with my reason to cancel. Why do I need to give them a reason???

http://www.caasco.com/

Verdict: Recommended

Categories: Roadside assistance

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Updated: March 20, 2014 at 4:45 PM

T & M auto service

Honest workmanship

50 Silver Star Blvd, Toronto, Ontario
M1V 4W4

Verdict: Recommended

Categories: Auto Repair

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