These credit cards provide travel discounts, hotel savings, car rental savings and/or foreign transaction fee savings.

Updated: March 25, 2014 at 4:39 AM

Capital One- Aspire World travel Mastercard

Their reward program is equivalent to 2% savings only if you intend to travel using their travel agent. The annual fee of $120 is offset by the sign up bonus of 35 000 ($350) and 10 000 ($100) anniversary bonus. 

I personally do not use this card because I don't want use their travel agent.

http://www.capitalone.ca/credit-cards/aspire-travel-world

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Verdict: Recommended only if you intend to use their travel agent

Categories: Credit Card - Travel

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Updated: March 20, 2014 at 11:29 AM

Mariott VISA

$120 annual fee, but waived for the first year. 1 free hotel stay annually which will offset the cost of the annual fee of $120. You will also get a sign up bonus of 30 000 Mariott points, equivalent to 1.5 free hotel stays. They say up to 5 free nights, but the truth is, to stay in a decent, convenient hotel, the points would only give you 1 free hotel stay plus the additional free annual hotel stay. So the total is really 2 free hotel stays for the first year.

This card also does not charge a Foreign Currency transaction fee, meaning you can use to pay for items of another currency without being charge the 2.5% commission fee, but the Amazon Visa also gives you this same deal without the annual fee. You also get car rental insurance. So if you travel and need to rent a car, this card would be ideal because it will protect you from auto insurance and you don't have to pay the Foreign Currency Transaction Fee.

Verdict: Recommended if you need to stay in a Mariott hotel every year.

Categories: Credit Card - Travel

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Updated: March 20, 2014 at 6:09 PM

Best Western Mastercard

I would say Best Western gives you the best value for hotel stay. The no annual fee also gives you a sign in bonus of 20 000 Best Western points which will also give you an additional free hotel stay.


Verdict: Recommended

Categories: Credit Card - Travel

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Updated: August 18, 2014 at 3:20 PM

Choice Privileges Mastercard

Mo Annual fee. Get the card and get a sign up bonus of 1500 Privilege points, equivalent to get a free hotel stay.

http://www.choicehotels.com/en/choice-privileges/cn/mastercard

This card is no longer available and will be discontinued.

Verdict: Recommended

Categories: Credit Card - Travel

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Updated: March 20, 2014 at 11:04 AM

Amazon Visa

No annual and no foreign transaction fee and a 1% cash back reward. That means, currency conversion is calculated using VISA international rates. Other credit cards charge 2.5% foreign transaction fee.

Simply put, use this card to pay for expense from a different currency and you won't have to pay the 2.5% fee!

Verdict: Recommended
Updated: March 20, 2014 at 4:11 AM

ScotiaGold Passport Visa Card

Why would I recommend a card with an annual fee of up to $110? Because in the end, if you travel frequently, this card should pay for itself. In addition to all the travel insurance, it offers a 5% discount on flights if you call Scotiabank travel agents. Scotiabank travel agents charges you a lower price, often cheaper than other travel agents. That is, Scotiabank Travel agents does not collect any commission selling their flights.

http://www.scotiabank.com/ca/en/0,,100,00.html

Verdict: Recommended

Categories: Credit Card - Travel

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